Major home remodeling jobs require more than just money and construction savvy. In most, if not all jurisdictions, homeowners must obtain a building permit, by law. Inspectors increasingly find that not every contractor or do-it-yourself homeowner applies for, and secures the necessary permit. This leaves the homeowner facing penalties for non-compliance with local building statutes.

Sometimes, the lack of a permit means that the contractor simply didn’t think the permit necessary for the size of the job. Other times, the contractor didn’t want the local building inspector poking around, keep an eye on the contractor’s workmanship. Or maybe the contractor wanted the job to be “under the radar”, maybe working for “cash”. For whatever reason, a building permit is good insurance for the homeowner as it requires that the local building inspector will oversee the quality and code compliance of the job.

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