Broker to Broker: Management Lessons From America\'s Most Successful Real Estate Companies At least one group has recently reviewed its codes of ethical standards for real estate agents and loan officers. Their goal is to re-establish trust between consumers and real estate professionals, to ensure that ethical standards are set and routinely practiced in the industry, and to sustain and increase the rate of Hispanic homeownership. According to the the association, Latinos are disproportionately vulnerable to predatory loan practices. Nearly 50 percent of Latinos who have a sub-prime loan would have qualified for a prime product. The reason that Hispanics were more exposed to predatory lending practices is three-fold. The first is the language barrier.

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