How job loss, lack of education and creative financing steal the dream of home ownership
| He shuffles around the corner clutching a typed notice in his hand, making his way past the Guilford County Clerk of Court’s administrative suite and down the long hallway where a continuous bulletin board stretches the length of the wall, subdivided into columns headed with numbers for the day of the month, each one containing a headache-inducing array of sale notices. |
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The special proceedings room at the Guilford County Courthouse is a modest-sized room with plate-glass windows facing Eugene Street. With waist-high cubicles arranged to fit three deputy clerks, it accommodates members of the public with a counter running most of the length of the room. The deputy clerks make easy small talk with the stream of buyers who come in to scour the “upset bid” pail, which holds foreclosure case files for 10 days after sale, and with the substitute trustees, who come in periodically to check on the progress of paperwork. Occasionally respondents, such as a distraught widow unclear about whether her house will be padlocked before the foreclosure sale, come in to ask for an explanation of procedural details.
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