Housing Counsel: Who is Responsible When Your Tree Falls?
When trees are felled by heavy snow and homeowners who have suffered damage are concerned about the possibility of liability to their next door neighbor, who will bear the cost to remove the debris and repair the damage?
Homeowners should carefully review their home owner’s insurance policy — often called the “hazard policy.” Many policies are now written in relatively simple English, so you should be able to understand what position your insurance carrier will take should you decide to file a claim. In most cases, your carrier will reimburse you for any damage caused to your property when a tree falls, subject of course to the amount of your deductible.
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